StagePre-launch · Seed LicenseIRDAI Direct Broker · planned First policy targetQ4 2026 MumbaiContact →
Pre-launch · IRDAI Direct Broker license application planned

A new kind of broker for India's life and health insurance.

§ 01 Where to next Three audiences · one team
i. For individuals & families

Insurance that fits the life you're actually living.

Term life, health cover, critical illness, family floaters. Honest comparisons across insurers. A WhatsApp assistant that stays with you for the life of the policy.

  • Side-by-side jargon-free comparisons
  • POSP-certified human advisor on every case
  • Service in Hindi, Tamil, Telugu, Kannada, Marathi
Join the waitlist →
 ii. For companies

Group cover, with an assistant for every employee.

Group health and life with an AI assistant that explains their benefits in plain English. Five anchor corporates will shape the launch.

  • Founding pricing locked for three years
  • Real-time enrolment & claims dashboard
  • White-glove onboarding from the founding team
Schedule a pilot conversation →
 iii. For investors & partners

The Indian insurance distribution stack, rebuilt.

A pre-launch seed venture of KNInnovate, led by Neelkant Rawal (Wells Fargo, HSBC). Built by a team with 60+ years of combined insurance and banking leadership.

  • 34+30+20 years of insurance & banking leadership
  • Aligned with Bima Sugam, DPDP, Indic-language AI
  • Seed round in progress
Request the data room →
§ 02 Our standards

Three things we do differently.

Built ground-up for what Indian insurance needs in 2026 — not retrofitted from a legacy distribution playbook.

Read the full standards →
  • Honest advice, every timeEvery recommendation is checked against IRDAI suitability rules before it's made. If a policy doesn't fit your profile, the sale is blocked at submission. Mis-selling is structurally impossible.
  • Human + AI, working as oneA licensed POSP advisor handles your application — the only person in India legally allowed to advise on life and health cover. Six AI assistants handle everything else, freeing the human to actually listen.
  • We don't disappear after the saleIndia loses 35–45% of customers within two years because no one follows up. Your WhatsApp assistant stays with you for as long as you hold the policy — reminders, claims, reviews, family digital wallet.
30%
of Indians have any life or health cover today
IRDAI Annual Report 2024
35–45%
of policies lapse by year two — because no one follows up
Industry persistency data
₹35,000Cr
in lapsed premium lost annually in India
Internal modelling
6 / 1
AI assistants paired with one licensed human advisor on every case
Our model
§ 03 Team

Built by people who've lived this problem.

Decades inside India's largest banks and Asia's biggest insurers. We've seen what works, what doesn't, and what could be — if someone built it right from the start.

Meet the full team →
FOUNDER · CEO
Neelkant Rawal

20+ years building digital and AI platforms at Wells Fargo, HSBC, and AXA. Former MD, Wells Fargo India & Philippines. Harvard Business School · IIM Ahmedabad.

§ 04 Roadmap

We're being open about where we are.

Pre-launch means pre-launch. Here's what's done, what's now, and what's next. No fluff, no traction theatre.

See the full roadmap →
2026 · Q1 → Q4
Done · Q1
Platform built

7 specialist AI agents. Voice interface across 5 Indian languages.

7 agents · 5 langs
Now · Q2
License & founding team

IRDAI Direct Broker License application planned. Building the platform first.

planned
Next · Q3
Insurer integrations

Digital health, digital life, and traditional life insurers via Bima Sugam. Waitlist opens.

Bima Sugam
Goal · Q4
First policy issued

Within six months of license approval. Five anchor corporate partners onboarded.

90% Y2 target

We're opening soon. Be first in line.

For customers

Join the waitlist

Be among the first 1,000 customers when we launch. Priority access to founding-customer rates and our advisor cohort.

Sign up →
For companies

Become a pilot partner

Five corporates will shape the launch of Insurable.dev. Founding pricing locked for three years.

Get in touch →
Investors & talent

Request the data room

Seed round in progress. Happy to share the model, the roadmap, and the team brief with serious partners.

Contact us →